Monday, January 20, 2025

A New President and a New Day for the Social Security Administration

         This week, Donald John Trump was sworn in as the 47th President of the United States. We are now waiting to see who will helm the Social Security Administration ("SSA"). President Trump has indicated his top pick is Frank Bisignano, the Chairman of the payment processing company Fiserv.

         Currently, we have a new Acting Commissioner named Michelle King. She is new in the role as of this month, but is sounds like she is not President Trump's long-term pick.  Acting Commissioner King was previously the Deputy Commissioner for Operations.  She was instrumental in embracing online technology to improve SSA, so President Trump might want to give her a shot to turn the ship around before handing the reins to an outsider. 

        Mr. Bisignano has never worked at SSA. He does have an extensive background in the financial and technological industries though. Mr. Bisignano has held leadership positions at Shearson Lehman Brothers, JPMorgan Chase and First Data Corporation. 

        Many naysayers are claiming Mr. Bisignano has no knowledge of the the intricacies of the SSA. That may technically be true, but that may be exactly what SSA needs. SSA needs to be modernized and run with the efficiency of a successful modern day business. The SSA system is broken, so bringing in outsider known for holding his employees accountable could be the fresh start that SSA needs. SSA has blamed their poor customer service on their backlogs and staffing issues, excuses that would only be tolerated in the public sector and are never tolerated in private sector. In the private sector, deadlines have to be met regardless of infrastructure challenges. Subpar employees get fired and dedicated employees get promoted. SSA should embrace those same philosophies.

        Don't get me wrong....the Offices of Hearings Operations ("OHOs") have done an impeccable job with the work-from-home policy. We are getting hearings scheduled in record numbers and I frequently get calls from the OHO employees to confirm information about my clients. They are friendly and professional. My guess is they actually get more work done working from home because they are tasked with getting a certain amount of decisions out every year. They have built in accountability system because of the decision requirements.

        We are having the opposite experience with the local SSA field offices, however. If, and I mean IF, you can get a SSA field office employee on the phone, it is like pulling teeth from a lion to get a status update. Many of the field office employees do not even want to look the claim up in the system. At first I thought the employee was just being difficult, but it happens so often that I  have come to realize that the employee isn't at his or her work station, so the employee truly could not look the case up. 

        The only way we are making any progress with the local field offices is allowing our clients to file complaints with their local Congressional Representatives. I have to say that the majority of the Congressional Representatives, both Democrat and Republican, have been very helpful for our clients, so I highly recommend that if you are having a problem with your local SSA field office, get to know your local Congressional Representative. You can go to your local Congressional Representative's website and find the link entitled "Help With a Federal Agency." Only do this once you have exhausted all attempts to solve the problem with your local SSA field office and track all the attempts you have made to resolve your issue with your local field office. After all, you want your Congressional Representative to know exactly how your local SSA field office is failing.  

        We will see, if confirmed, whether Mr. Bisignano can get the SSA field offices back on track. He  has the reputation of being a fixer on Wall Street and a fixer is exactly what  the SSA field offices need.  His financial and technological acumen would be direct skills that could help overhaul the SSA system. SSA has started to recently embrace technological advancements, including the expansion of online services, but SSA is still light-years away from where they should be in 2025.  

        I am interested in seeing what Mr. Bisignano does to bring SSA up to speed in the modern era. I do think former Commissioner Martin O'Malley had done an exceptional job in the year that he helmed SSA and I like to think that Mr. Bisignano will take up the mantle of making SSA a more efficient and accurate system.  Only time will tell. 

        I am not political. I am unenrolled and not registered with any political party. I find most politicians to be nothing more than windbags who serve themselves rather than the people they were hired to serve.  I just want to see this system fixed, so those who are disabled can get their benefits in an efficient manner. I simultaneously want to make sure taxpayers' money is protected and used responsibly. I am hoping that Frank Bisignano can balance those basic interests and improve SSA. 

       Lastly (I just need to get this off my chest), to that SSA employee at the field office in Seguin, Texas, who told my client who is in hospice that he needs to be patient about receiving his retroactive benefits that he was granted,  you should be ashamed of yourself. You also should lose your job and I certainly hope you do. 

        Got a question about SSDI or SSI that you need us to answer? Please check out our website at www.westcoastdisability.com . We try to provide you with helpful information on our website that will allow you to successfully navigate the Social Security Disability process. Also, feel free to email me your questions at megan@westcoastdisability.com or call me at (800) 459-3017 x 101.

Thursday, December 19, 2024

Outlook For 2025

 As we get ready to wrap up 2024 and ring in 2025, a lot of my clients are asking me what to expect for 2025. The truth is I have no idea. Martin O'Malley, the former Commissioner  of the Social Security Administration ("SSA"), stepped down to seek a nomination for chairperson of the Democratic National Committee. Though he was only SSA's Commissioner for about a year, I  found him to be the most proactive Commissioner that we have had in the 20 years that I have practiced law before the Social Security Administration. He will be truly missed, but I suspect he will go on to be one of the top leaders in the Democratic Party. He previously did run for President in 2016, but I for one, would like to see him reignite his ambitions for the top job again.   

Currently, Carolyn Colvin has been made the Acting Commissioner of SSA, though we expect she will be replaced by a new Commissioner once President-elect Donald J. Trump takes office in January. 

Only time will tell what is in store for SSA over the next four years, but I remind people that SSA has been helmed by a variety of Democratic and Republican leaders since its infancy in 1935 and it never has been dismantled. SSA could truly be made much more efficient, especially with drastically decreasing the bloated and overused consultative examination process that seems to be SSA's main way of manufacturing a reason to deny deserving claimants who do actually meet SSA's definition of disability. Therefore, I am open to the idea that some outsiders may look at SSA's processes to see how they can be made more accurate and efficient. I still cannot comprehend how SSA is making mistakes like denying stage 4 cancer patients' benefits, when they meet both the medical and technical rules for disability.  I like accountability, so I am open to a system that makes all employees accountable for the work that they do. 

SSA, nor any other Federal agency, has ever been open to embracing change. Change is scary for all of us, but SSA is a broken Administration that needs to be revamped. Mr. O'Malley certainly did his part to try to bring SSA into a modern era. Hopefully, the next Administration follows his lead.

Regardless of what happens, I will still be around to help those who need assistance with their SSDI/SSI claims. There are also many other excellent attorneys, non attorney representatives, social workers, and nonprofits, who devote their lives to helping those who are having difficulty navigating the Social Security Disability system. 

Please enjoy what is left of 2024, but keep an open mind to where we are heading for 2025. Life is what we make of it, so I am both hopeful and interested to see what 2025 brings for all of us!

Happy Holidays to all.....and just remember the main difference between in-laws and outlaws during the holiday season, is that the outlaws are wanted..I kid..I kid :)!

Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot me an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 101.


Wednesday, November 6, 2024

SSA Announces a Cost-of-Living Adjustment (“COLA”) for 2025

The Social Security Administration has announced this month a 2.5 percent benefit increase for 2024. This cost-of-living adjustment (“COLA”) will begin on December 31, 2024 for Supplemental Security Income (“SSI”) beneficiaries. Social Security Disability Insurance (“SSDI”) and Social Security Retirement recipients will see the effects of the COLA in their January 2025 benefit payments. This COLA will affect the more than 72.5 million Americans who receive monthly Social Security and Supplemental Security Income benefits.

Additionally, the maximum amount of earnings subject to Social Security tax will be increased from $168,600 to $176,100.

For more information on the 2025 COLA adjustment, please visit Social Security’s website for more details.

Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot me an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 101.

Friday, September 13, 2024

Social Security Removes Wet Signature Requirements For Many Forms

     The Social Security Administration ("SSA") is trying to ease the burden on claimants trying to access benefits by reducing the number of forms that require a wet signature.  So far, SSA is allowing digital signatures on 30 forms. Most notably, SSA is allowing claimants to digitally sign the Authorization to Disclose Information to SSA form (aka as the SSA-827 form), a commonly used form that is required several times throughout the Social Security Disability Insurance ("SSDI") and Supplemental Security Income ("SSI") application and appeal processes. 

For more information on SSA's digitalization improvements, check out SSA's press release from yesterday: 
https://www.ssa.gov/news/press/releases/2024/#2024-09-05

    Got a question about SSDI or SSI that you need us to answer? Please check out our website at www.westcoastdisability.com . We try to provide you with helpful information on our website that will allow you to successfully navigate the Social Security Disability process. Also, feel free to email me your questions at megan@westcoastdisability.com or call me at (800) 459-3017 x 101.


Wednesday, August 21, 2024

The Social Security Administrations Announces 9 New Compassionate Allowances Conditions For 2024

 The Social Security Administration (“SSA”) added 9 new conditions to the Compassionate Allowances program.  SSA also revised two conditions that were already on the Compassionate Allowances list. This brings the total number of conditions on the list to 287. Disabilities that comprise the Compassionate Allowance list represent the most serious disabilities that affect individuals. The purpose of the program is to expedite disability decisions, so individuals suffering from these severe diseases receive their benefit decisions as quick as possible. More than one million people with life-threatening disabilities have received their benefits through this expedited process.  The new additions include:

1.      Bainbridge-Ropers Syndrome

2.      Costello Syndrome

3.      Adult Heart Transplant Wait List - Status Levels 1-4

4.      Child Heart Transplant Wait List - Status Levels 1A/1B (revised existing condition)

5.      Histiocytic Malignancies

6.      Histiocytosis Syndromes (revised existing condition)

7.      Neonatal Marfan Syndrome

8.      PACS1 Syndrome

9.      Plasmablastic Lymphoma

10.  Renal Medullary Carcinoma

11.  Snijders Blok-Campeau Syndrome

To see a complete list of all the impairments which qualify for the Compassionate Allowances program, visit this website: https://www.ssa.gov/compassionateallowances/conditions.htm/.

Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot us an email at megan@westcoastdisability.com or call us at (800) 459-3017.

Friday, July 19, 2024

Crowdstrike Strikes the Social Security Administration

Just an FYI - folks! If you were planning on heading to your local Social Security Administration ("SSA") office or calling your local SSA office today to check the status of your application or appeal, wait until next week. The global Microsoft and Crowdstrike outage problems that were responsible for canceling  numerous flights and elective surgeries have also caused SSA to close today. SSA claimed that while their offices were closed, you could still call in and get your questions answered, but I am finding it impossible to get through any of their phone lines. Let's hope this one-day outage doesn't lead SSA to fall further behind in processing claims. 

Got a question about SSDI or SSI that you need us to answer? Please check out our website at www.westcoastdisability.com . We try to provide you with helpful information on our website that will allow you to successfully navigate the Social Security Disability process. Also, feel free to email me your questions at megan@westcoastdisability.com or call me at (800) 459-3017 x 101.


Thursday, June 13, 2024

Archaic Asset Limitations for the Supplemental Security Income ("SSI") Program Continues to Create Issues for Vulnerable Americans

Here is some excellent reporting by National Public Radio's, Mr. Joseph Shapiro, regarding the pitfalls of the Supplemental Security Income ("SSI") program:


https://www.npr.org/2024/06/08/g-s1-3475/social-security-ssi-asset-limits


We hear these stories all the time. The SSI program is archaic and incomprehensible, so please make sure you educate yourself as to the resource limits when it comes to SSI. Even going $5 over the 2K resource level, for an individual, and 3K level, for a couple, will get your SSI benefits cutoff. You may also get saddled with an overpayment. 


Some of the resources that the Social Security Administration ("SSA") looks at are:


Bank Accounts;
Burial funds (in certain instances);
Cash;
Deemed Resources;
Land;
Life Insurance; 
Personal Property;
Retirement Accounts;
Stocks, bonds, CDs, mutual funds;
Anything else you own which could be changed to cash and used for food and shelter.
Vehicles; and

For more information on how SSA looks at SSI resources, visit SSA's resource page at: https://www.ssa.gov/ssi/text-resources-ussi.htm


Got a question about SSDI or SSI that you need us to answer? Please check out our website at www.westcoastdisability.com . We try to provide you with helpful information on our website that will allow you to successfully navigate the Social Security Disability process. Also, feel free to email me your questions at megan@westcoastdisability.com or call me at (800) 459-3017 x 101.