What Is Social Security’s “Blue Book” — and Why It Matters for Your Disability Claim

If you’re applying for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may hear people talk about SSA’s “Blue Book.” It sounds mysterious — even intimidating — but understanding what it is (and what it isn’t) can help you approach your claim more strategically and with less frustration.

What Is the Blue Book?

The Blue Book is Social Security’s official medical guide used to evaluate disability claims. Its formal name is Disability Evaluation Under Social Security, but nearly everyone — including SSA employees — calls it the Blue Book because of its original blue cover.

The Blue Book contains a long list of medical impairments, organized by body system, such as:

• Musculoskeletal disorders

• Cardiovascular conditions

• Neurological disorders

• Autoimmune diseases

• Mental health conditions

• Cancer

• Respiratory disorders

For each listed condition, SSA describes specific medical criteria that must be met for a person to be considered disabled at Step Three of the disability evaluation process.

What the Blue Book Is Used For

The Blue Book helps SSA answer one narrow question:

Does this claimant’s medical condition meet or equal a listed impairment?

If SSA finds that your condition meets or medically equals a Blue Book listing, you can be approved without having to prove you can’t do past work or any other work.

This is often referred to as a “Step Three approval.”

What the Blue Book Is Not

This is where many claimants get confused — and discouraged.

• The Blue Book is not a complete list of all disabling conditions.
  Many legitimate disabilities are not listed at all.

• You do not need to “match” every word of a listing to be approved.
  Most people do not meet a listing exactly.

• Not meeting a Blue Book listing does NOT mean you will be denied.
  Most approvals happen after Step Three, based on functional limitations.

In fact, the majority of successful claims are approved because SSA determines the claimant cannot sustain full-time work, not because they meet a Blue Book listing.

“Meeting” vs. “Equaling” a Listing

There are two ways the Blue Book can help your case:

1. Meeting a Listing
   Your medical records show all the specific criteria described in a listing.

2. Equaling a Listing
   Your condition doesn’t match the listing exactly, but your combined symptoms, severity, and limitations are medically equivalent in seriousness.

Medical equivalence is common in cases involving:

• Multiple impairments

• Autoimmune diseases

• Cancer with complications

• Chronic pain conditions

• Long-term medication side effects

Why Claimants Struggle With the Blue Book

The Blue Book was written for medical professionals, not patients. That’s why it can feel overwhelming:

• The language is technical and clinical

• It focuses on test results, imaging, and clinical findings

• It often ignores real-world symptoms like fatigue, pain, or brain fog

Many claimants mistakenly assume:

“If I don’t meet a Blue Book listing, I won’t qualify.”

That assumption causes people to give up on valid claims.

What Actually Wins Disability Claims

While the Blue Book matters, SSA ultimately cares about function:

• Can you sit, stand, or walk for a full workday?

• Can you maintain attention and pace?

• Can you reliably show up day after day?

• Can you tolerate stress, pain, or fatigue on a sustained basis?

This is why medical opinions, treatment history, and detailed symptom documentation are often more important than checking boxes in the Blue Book.

How Claimants Should Use the Blue Book

The Blue Book should be treated as:

• A reference, not a checklist

• A way to understand how SSA evaluates severity

• A tool for framing medical evidence — not limiting it

If your condition is listed, it can guide what medical evidence matters most. If it’s not listed, your claim can still succeed based on functional limitations.

Final Thoughts

The Blue Book is one piece of SSA’s decision-making process — not the whole picture.

If you’re struggling with a serious medical condition that prevents you from working full-time, your claim is not invalid simply because you don’t “meet a listing.” Many deserving claimants are approved every year without ever matching a Blue Book entry.

The key is showing — clearly and consistently — how your condition affects your ability to function in the real world.

Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot me an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 101.

What the USPS Postmark Rule Change Means for SSA Mail, Deadlines, and You

 If you’ve ever mailed something important, whether it was a Social Security Disability appeal, a benefits form, or a response to the Social Security Administration (“SSA”) that has a strict deadline, you likely counted on the postmark date as proof that you met a deadline. In recent years, SSA has altered how they send letters to claimants and their attorneys by using a centralized print division that often results in a delay of mail receipt by a few days. However, the United State Postal Service (“USPS”) has also recently altered how they will process mail, which is throwing in another wrench for mailers who have relied on that printed date as official evidence that a document was mailed by a certain day.

As of December 24, 2025, the United States Postal Service (USPS) updated its rules and guidance on how postmarks are applied and what they signify. For many people who rely on mail for time-sensitive documents—including Social Security applications and correspondence with the SSA—this update deserves attention.

Under the new guidance:

• A postmark date generally reflects the first automated processing at a regional sorting facility, not necessarily the date you dropped the item in a mailbox or handed it to a clerk.
• Mail may travel from the drop-off point to a processing center before receiving a postmark—sometimes a day or more later.
• USPS says this doesn’t change their actual postmarking practices, but it does clarify for the public how dates are assigned.

In practical terms, a letter you put in a blue collection box on a deadline date might not show that same date on its postmark if it doesn’t reach a processing facility until the next day.

Traditionally, many federal programs—including the Social Security Administration—use the postmark date as the official mailing date. This is often called the “mailbox rule.” If a document or payment is postmarked by the deadline, it’s treated as timely even if it arrives late.

With the updated postmark definition:

✔️ A postmark still shows the mail was in USPS possession on that date
❌ But that date may not be the same day you delivered the item

For critical mailings—like Social Security benefit applications, appeals, or updates—this distinction matters. If these documents are mailed close to a deadline, the postmark date might not satisfy the agency’s rules if it appears after a cutoff date. That’s particularly true for SSA forms with specific submission windows, which often use the postmark date as proof of on-time mailing.

📦 How This Affects SSA Mailings Specifically

The Social Security Administration relies on paperwork mailed through USPS for:

• New benefit applications
• Disability claims and appeals
• Reports of earnings

In all of these cases, the postmark date can determine whether a filing is considered timely. With the new USPS guidance:

• Mail handed in late on a deadline day might receive a postmark the next day or later.
• Claimants who drop critical documents into a mailbox without proof of mailing risk missing SSA deadlines.
• The SSA itself hasn’t changed its internal deadlines—but the way USPS assigns postmarks might affect whether SSA considers a mailing timely.

In short: don’t assume a mailbox drop counts as same-day mailing anymore. Mail may be dated later by USPS even if you mailed it on time.

📌 What You Can Do to Protect Yourself

If you’re mailing time-sensitive documents to SSA (or any agency), consider these best practices:

✉️ 1. Mail Early

Don’t wait until the last minute. Mail important forms several days before a deadline to reduce the risk of a later processing date.

🖊️ 2. Request a Manual Postmark

At a USPS retail counter, you can ask for a manual postmark—sometimes called a local postmark. This ensures the date printed aligns with when the mail was accepted at that location.

📜 3. Get Proof of Mailing

USPS offers documentation such as:

• Certificate of Mailing — proves when USPS accepted your mail
• Certified Mail — provides a mailing receipt and tracking
• Registered Mail — highest level of mailing security and date proof

These options give you concrete evidence beyond the postmark itself.

💻 4. Use Electronic Options Where Possible

Whenever the SSA offers e-filing or online submission, take advantage of it. Electronic submissions come with timestamps that eliminate ambiguity about mailing dates. We always use SSA’s online options for filings and appeals and only send snail mail if we are forced to.

🗓️ Final Takeaway

The 2025 USPS postmark rule highlights an important shift in how mailing dates are determined:

• Postmarks might not reflect when you mailed something.
• Mail could be dated later than when you dropped it off.
• For SSA and other government forms, this matters for deadlines.

To protect yourself from missed deadlines, plan ahead, use proven mailing methods, and get documentation showing when your mail was accepted. Those extra steps can make all the difference when it matters most.

Got a question that you need answered? Please check out our website at www.westcoastdisability.com. We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot me an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 101.

PS - Gus. E. Goose, Esq. is a not only a valuable associate at the firm, but he also spends his day clocking when the mail carrier  arrives to ensure we get all mail timely :). 

SSA's 2025 Report Card

First and foremost, happy holidays to all of you! Whether you celebrate any holidays this time of year or if you are just happy to be done with 2025 and look forward to ringing in 2026, I hope you are getting some time to gather with your loved ones and to decompress. 

I wanted to also provide you with the letter that Commissioner Frank J. Bisignano wrote to Congress about the improvements he has made at the Social Security Administration ("SSA") this year: https://www.ssa.gov/agency/commissioner/assets/materials/coss-letter-to-congress-year-in-review.pdf?utm_medium=email&utm_source=govdelivery.

The start of 2025 was extremely rocky for SSA. There were certain people put in place who felt it was their jobs to disparage the system along with the Federal employees. Thankfully those people are gone  and Commissioner Bisignano has been both a calming and proactive presence at SSA. I feel hopeful for 2026 when it comes to SSA. I think we will see more technological advancements. By all reports, Commissioner Bisignano treats the workers at SSA with dignity and respect, so I think 2026 will also help to restore a sense of pride for those who have devoted their lives to civil service.   

I want to thank all of our clients who have endured all their health challenges, as well as lengthy timeframes associated with filing for Social Security Disability benefits. I also want to thank all the workers at SSA for enduring the attack on their character at the beginning on 2025. You did not deserve that and I am glad you now have a Commissioner who values your contributions. May you all be blessed with health and happiness for 2026 and many years to come! 

 

 

 

SSA Announces a Cost-of-Living Adjustment (“COLA”) for 2026

As we start to slowly meander into the holiday season and the inevitable end of the year, beneficiaries are starting to wonder if their benefits will increase for 2026. The answer is YES! The Social Security Administration has announced  a 2.8 percent benefit increase for 2026. This cost-of-living adjustment (“COLA”) will begin on December 31, 2025 for Supplemental Security Income (“SSI”) beneficiaries. Social Security Disability Insurance (“SSDI”) and Social Security Retirement recipients will see the effects of the COLA in their January 2026 benefit payments. This COLA will affect the more than 75 million Americans who receive monthly Social Security and Supplemental Security Income benefits.

Additionally, the maximum amount of earnings subject to Social Security tax will be increased from $176,100 to $184,500.

For more information on the 2026 COLA adjustment, please visit Social Security’s website for more details.

 Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot me an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 101.

Bisignano Named CEO of IRS

Commissioner Frank Bisignano, the head of the Social Security Administration ("SSA"), was named the Chief Executive Office of the IRS earlier this month. Look, Commissioner Bisignano has been a much more effective and stable leader compared to former Commissioner Leland Dudek.  Dudek seemed to thrive off drama and chaos as evidenced by the multitude of poorly written press releases that he issued during his brief stint as a Commissioner. It was honestly like watching the SSA be run by a reality show character from the "Real Housewives" series. I kept expected Dudek to throw wine at someone's face as is customary on this campy TV franchise.  

Coming from the financial world, it makes sense that Commissioner Bisignano has a more cool and collected approach to governing. Financial markets do not exactly thrive during periods of uncertainty. Nerves and anxiety usually cause the market to plummet. 

I admit it.....I like Commissioner Bisignano. He deserves applause for calming down all the negative rhetoric that surrounded SSA for the first five months of 2025. I also have seen improvement in service at SSA since he took over. However, I do not see how one man can run both the SSA and the IRS effectively. They are both very important jobs, not the type of positions that can be performed on a part-time basis.  

I do not see why the top dog at SSA should have a side hustle. Don't get me wrong. I LOVE a good side hustle. I often consult on the side if my schedule allows for it. I hate idle time and I intend to use every single minute of my day efficiently. I fault no one for having a strong work ethic.  However, I am also not the leader of the largest beneficiary program in our nation. 

Personally, I don't think any person, even the clearly talented Commissioner Bisignano, can realistically run two major Federal programs.  I doubt Commissioner Bisignano has any free time in his schedule to take on an even less demanding side hustle, like driving for Uber of Lyft.  I kid...I kid, but this truly seems like an odd development to me. I hope Commissioner Bisignano does not get pulled in so many directions that he ends up not being able to make SSA into the streamlined and technologically advanced beast that he promised us when he took up SSA's helm. Time will tell, but this seems like recipe for burnout.  

Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot me an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 101.

Government Shutdown Expected at Midnight

     Just as Cinderella's magic wears off at midnight in the famous folk tale that has been traced back to ancient Greek or Egyptian origin, our government is expected to shutdown at midnight. Just a Cinderella goes from being the Belle of the Ball, back to a life of servitude, our government will once again take off its ballgown and reveal that it is nothing that it pretends to be. Our elected officials are making it clear that they will trifle with the lives of the American people and the Federal employees who serve them. Rather than collaborate or compromise on important issues to ensure that our government makes decisions that will help the majority of our people, our ruling parties are willing to sacrifice the people they serve to hold onto power. The Republicans will blame the Democrats and the Democrats will blame the Republicans.  The bottom line is our country is heading for the wastebin because we are no longer being ruled by common sense. I am sorry to all of you who will be affected in what is looking like an inevitable shutdown. Social Security benefits should still be issued. In fact, here is SSA's contingency plan should a shutdown take place: https://www.ssa.gov/agency/shutdown/materials/contingency-plan-09-24-25.pdf. 

    As we continue to watch our Representative Republic devolve into chaos, one has to hope, or pray, if you are the praying type, that voters will think long and hard at the Midterms and elect officials who are more concerned with helping their constituents than themselves. If our only options are two failing parties who will not work with each other on a single issue that is important to our nation at large, well then we need a new party. 

    Got a question about SSDI or SSI that you need us to answer? Please check out our website at www.westcoastdisability.com . We try to provide you with helpful information on our website that will allow you to successfully navigate the Social Security Disability process. Also, feel free to email me your questions at megan@westcoastdisability.com or call me at (800) 459-3017 x 101. 

Whistleblower Says More Than 300 Million Americans' Social Security Data Uploaded to an Unauthorized Cloud in Violation of SSA's Protocols

Mr. Chuck Borges, a whistleblower and Chief Data Officer ("CDO") at the Social Security Administration ("SSA") disclosed today that more than 300 million Americans' Social Security data has been uploaded to a  cloud that lacks the proper oversight in accordance with SSA's policies. It seems unlikely that a CDO would put his neck out like this unless he had concrete proof of this violation. It also seems unlikely that the current Administration will care to take action to rectify the situation and punish those who violated the privacy of close to all Americans who count on SSA to protect their privacy should these accusations prove true.  

Got a question about SSDI or SSI that you need us to answer? Please check out our website at www.westcoastdisability.com . We try to provide you with helpful information on our website that will allow you to successfully navigate the Social Security Disability process. Also, feel free to email me your questions at megan@westcoastdisability.com or call me at (800) 459-3017 x 101.