Friday, December 18, 2015

Tips for Claimants as 2015 Wraps Up

The holidays are upon us. As 2015 draws to a close and 2016 gets ready to commence, we wanted to make a few suggestions to Social Security Disability Insurance (“SSDI”) and Supplemental Security Income (“SSI”) applicants who have cases pending with the Social Security Administration.

1.      Make sure you have a health insurance plan in place that covers your needs.

As we enter a new calendar year, health insurance plans routinely change. You should review your policy to make sure that your health insurance plan still covers your medications, treatments and allows you to see your preferred specialists. Any time you are having a procedure, call your insurance company to make sure that your treatment is covered at the facility it is scheduled to be performed at. Sometimes the doctor performing the procedure may take your insurance, but the facility where the procedure is being performed at doesn’t accept your health insurance. You should be able to verify this information online or by calling the customer service number on the back of your insurance card. 

2.      Request a copy of your medical records for the last calendar year.

It is important to make sure that your medical providers are documenting what you tell them at your appointments. An excellent way to figure this out is by requesting and reviewing your medical records at the end of every calendar year. If important information is absent from your medical records, than discuss this with your provider, so he/she can start maintaining an accurate record of your health history.

3.      Schedule important checkups.

It may sound like common sense, but going through the recommended routine medical evaluations every year can save your life. Besides having a general checkup with your family practitioner, make sure you schedule any recommended annual evaluations – whether it be a skin cancer check, a pap smear, a mammogram, a prostate examination, or a colonoscopy.   Just like your car requires an oil change every year, performing the recommended basic health care maintenance is a crucial necessity.  

Got a question about SSDI or SSI that you need us to answer? Please check out our website at www.westcoastdisability.com . We try to provide you with helpful information on our website that will allow you to successfully navigate the Social Security Disability process. Also, feel free to email me your questions at megan@westcoastdisability.com or call me at (800) 459-3017 x 103.