Thursday, October 23, 2014

SSA announces a Cost-of-Living Adjustment (“COLA”) for 2015


The Social Security Administration has announced a 1.7 percent benefit increase for 2015. This cost-of-living (“COLA”) adjustment will begin on December 31, 2014 for Supplemental Security Income (“SSI”) beneficiaries. Social Security Disability Insurance (“SSDI”) and Social Security recipients will see this COLA adjustment in their January 2015 benefit payments. This COLA adjustment will affect the nearly 64 million Americans who receive monthly Social Security and Supplemental Security Income benefits.

 Additionally, the maximum amount of earnings subject to Social Security tax will be increased from $117,000 to $118,500. This means that approximately 10 million people will pay higher taxes as a result of this increase in taxable maximum.

 For more information on the 2015 COLA adjustment, please see http://www.ssa.gov/news/#!/post/10-2014-2.

 Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot me an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 103.

Thursday, October 16, 2014

Video Teleconferencing Procedures

If your Social Security Disability Insurance (“SSDI”) or Supplemental Security Income (“SSI”) claim is pending at one of the Social Security Administration’s courts, which are formally known as Offices of Disability Adjudication and Review (“ODARs”), you may have received a letter from them recently addressing their video teleconferencing (“VTC”) procedures.

 Due to the increased backlog of claims in recent years, the wait for a hearing in front of an Administrative Law Judge (“ALJ”) has increased drastically. In most jurisdictions, a claimant will wait 12 to 18 months to have a hearing in front of an Administrative Law Judge. This wait time does not include the processing time periods from initial application and reconsideration either. The 12 to 18 month waiting period begins once any individual request a hearing following the lower level denial and appeal. SSA recognizes that these timeframes are problematic for individuals whom are unable to work, unable to earn an income, and in many cases, unable to put food on their tables. Thus, SSA has been utilizing video teleconferencing to help decrease the backlog. The process involves having ALJs appear by VTC from other jurisdictions that are not as backlogged at the hearing level. Often these VTC ALJs are from states that are not as populated, and therefore do not have as many claimants in their jurisdictions. Thus, these VTC ALJs have time to hear cases from other jurisdictions, which can help to decrease the backlog of claims.

 The ODARs have started sending out letters notifying claimants that they are utilizing the VTC process to help improve the efficiency of the hearing process. If a claimant does not wish to have a VTC hearing scheduled, the claimant has 30 days from the date that he/she receives the VTC notification to object to it. If the claimant does not object within the 30 day period, and later decides he/she does not want to have a VTC hearing, he/she must have good cause for missing the deadline.

 In many instances, a VTC hearing makes sense.  Permitting a VTC hearing may mean that you will get your hearing months in advance of when it normally would be scheduled. However, a VTC has its drawbacks. You may be assigned to an ALJ that we have never met and therefore lack familiarity with his/her protocols. The VTCs can be blurry and have slight delays between communications. Thus, if you are hard of hearing, have difficulty with speech, or if you have an impairment that has physical manifestations (i.e. tremors, skin disorders etc), it may be best do elect to have an in-person hearing, even if it means you will be waiting extra months for that hearing.

Electing to utilize a VTC needs to be decided on a case by case basis. We certainly will weigh all the pros and cons before we decide to elect or object to a VTC hearing. For more information of changes to VTC hearings, please see http://www.ssa.gov/OP_Home/hallex/I-02/I-2-3-10.html.

Got a question that you need answered? Please check out our website at www.westcoastdisability.com . We try to provide you with valuable information on our website that may help you navigate the Social Security Disability process. Also, feel free to shoot us an email at megan@westcoastdisability.com or call us at (800) 459-3017 x 103.