Now that the government has reopened and
all branches of the Social Security Administration (“SSA”) are back in full
swing, Cari and I wanted to discuss the importance of documenting your
disability for Social Security Disability Insurance (“SSDI”) and Supplemental
Security Income (“SSI”) purposes. The
bottom-line is that if the objective medical findings and clinical findings are
not detailed and strong, it will be difficult to achieve SSDI/SSI benefits.
You also want to make sure you are treating
with the correct specialist for the impairment you are alleging. If you are
claiming a psychiatric disability, you should be treating and receiving your medications
from an actual psychiatrist, not a general practitioner, or an internist.
You also want to make sure your doctor is
documenting all that you tell him/her in a clear and concise manner in the
medical records. After all, if SSA cannot understand or read a doctor’s chart,
it will be difficult for SSA to find an individual disabled.
Securing a narrative letter or a residual
functioning capacity statement from your doctor can also be crucial. These
documents in which a doctor lays out an individual’s impairments, symptoms,
treatment, prognosis, and limitations can help SSA understand in a very simple
summary why a claimant is unable to work. SSA will often have their paid
consultative examiners complete these same reports. Since SSA is supposed to
give more weight to the opinion of a treating doctor, than that of the opinion
of their one-time consultative evaluators, the ability to secure opinion
evidence from a treating provider will often make or break the claim.
Finally, if an individual does not have
medical insurance and is not currently treating with a doctor, the chances of
being awarded SSA benefits is slim to none. If you fall into this category, we
recommend that you seek out treatment through County plans and facilities, or
low-cost and free neighborhood clinics. Under the Federal government’s Health
Care Reform, individuals who do not secure health insurance will soon be
subject to financial penalties. Thus, we also recommend that you checkout the
new exchanges set up by the Federal government to determine if you are eligible
for any of their low-cost plans.
Got a question that you need answered?
Please check out our website at www.westcoastdisability.com . We try to
provide you with valuable information on our website that may help you navigate
the Social Security Disability process. Also, feel free to shoot us an email at
info@westcoastdisability.com or call us at (800) 459-3017.